INSURANCE
DO YOU ACCEPT INSURANCE?
Yes, we are in-network with most major insurance carriers and Medicare. We complete an insurance verification prior to your first visit and will make you aware of our preliminary coverage findings upon arrival. Please see our "card on file" policy for more information about your financial responsibility with our practice.
DO YOU ACCEPT MEDICARE OR MEDICAID?
We are in-network with Medicare. We are not contracted with Medicaid.
IF YOU ACCEPT INSURANCE, WHY DO YOU REQUIRE A CARD ON FILE?
Keeping your credit card on file is a convenient method of payment for the portion of services that your insurance doesn't cover, but for which you are responsible. Charges to your card on file are processed only AFTER the claim has been filed and processed by your insurer, and the insurance portion of the claim has posted to your account. You are only charged for the amount marked "patient responsibility" on the EOB you receive from your insurer.​
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WHAT IS A DEDUCTIBLE?
An annual deductible is the dollar amount you must pay out of pocket during the year for medical expenses BEFORE your insurance coverage begins to pay.
For example, if your policy has a $2,000 deductible, you must pay the first $2,000 of medical expenses before your insurance company will pay for any services. If you are relatively healthy and do not require many doctor visits, you will likely pay for all services in a given year and your insurance company will not pay anything.
Health insurance deductibles work just like the deductible for your car insurance or homeowner’s insurance policy does.
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WHEN DOES A DEDUCTIBLE BEGIN?
Your deductible begins at the start of your plan year. Most plan years begin either January 1 or July 1, but plans can start on any date. Contact your insurance carrier for details.
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HOW WILL I KNOW WHEN MY DEDUCTIBLE HAS BEEN MET?
You can (and should) call your insurance company at any time to check on how much of your deductible has been met. Some insurance companies have online portals where policyholders can find their plan information. Every time you receive medical services that are billed to your insurance, you will receive notification from them in the form of an EOB (Explanation of Benefits). This EOB will show how much they paid or did not pay - when they do not pay, it means you have not yet met your deductible and you are responsible for the allowed amount. The EOB will clearly state how much is “patient responsibility” or “patient balance”.